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Mortgage Loan Originator

Location
Bellevue, Washington
Job Type
Permanent
Posted
2 Sep 2022
Reports To: Varies by location

Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.

Duties and Responsibilities:
  • Market mortgage loan programs to Retail branch partners, the real estate sales industry and to personal contacts.
  • Develop and maintain loan referral relationships with professionals in real estate, accounting, legal, financial planning fields, and Retail branch partners.
  • Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
  • Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
  • Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
  • If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
  • Conduct sales presentations for Retail branch partners and Realtors as necessary to enhance business relations.
  • Attend Retail branch meetings regularly and make in person visits weekly at the main source for Mortgage referrals.
  • Provide on-going coaching and training to retail partners as a way to gain quality mortgage referrals.
  • Participate in quarterly branch lobby days in conjunction with Retail branch partners.
  • Participate in community events as directed to further enhance and grow business and market share.
  • Perform other duties as assigned.
Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.

Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/officer level. Advanced industry courses in real estate lending.

Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.

Tenure: Not Applicable

Equal Opportunity Employer

ID: 2

External Company Name: Alaska USA Federal Credit Union

External Company URL:

Street: Procura Bellevue

Minimum Salary Grade: Category 19: Commission

Work Hours (Please use following format: Monday Friday: 8:00 am 5:30 pm) (Text Only): Monday - Friday: 9:00 am - 5:00 pm

Regular Schedule is five 8 hour days: Yes

Additional Schedule Differential: None

FLSA Status: Non-Exempt

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Details

  • Job Reference: 702619183-2
  • Date Posted: 2 September 2022
  • Recruiter: Alaska USA Federal Credit Union
  • Location: Bellevue, Washington
  • Salary: On Application
  • Sector: Banking & Financial Services
  • Job Type: Permanent